I didn't think I would love this book this much! Time to apply it. And keep learning. And keep rereading the book and apply the basic lessons as much as I can. They are reasonable. They are practical. As long as you understand the language and the way it is written, this book will do everyone good.

This book surprised me.
At first I thought it would be a book that would take time for me to understand it’s contents.
But how wrong was I?!

Absolutely entertaining and almost like a folk tale, this book gives simple and meaningful tips on how to

☑️save money
☑️make money
☑️make money grow
☑️make meaningful investments and partnerships

Highlights:

3.75/5 stars (rounded up)

“

25 Sept. 2019 - Finally read this little classic. It had been on my "To Read" shelf for over 30 years, but a combination of factors finally got me to read it. Very glad I did. What a great little gem. So many people over the years had referred me to this, that I am embarrassed to say it took me so long to get to. However, fortunately, I had read other books and taken other wise soul's advice that covered much of this book's wisdom previously, that I was not unduly harmed by putting it off.

However, for younger readers, or for those who may not have been so lucky as me to have received such good advice early, I highly recommend this easy to read, yet full of profound guidance book and it's simple lessons.

The style may be a bit quaint for some, but I found it very helpful and fun, even in this day and age.

There may be some better arguments for some of the principles, but that is a minor thing.

There may be some arguing with some of the scope or applications of the principles, around the edges, but the basics are solid and will serve as excellent guides through life.

Should be especially good for teenagers and 20-somethings who may never have received these excellent guides to financial independence and success, but if you are older or younger and have the opportunity and desire to check this out -go for it for sure!

Let me just give you the first guide, since it is so important, and leads to the others:

"A part of all you ear is yours to keep. It should be not less than a tenth no matter how little you earn. It can be as much more as you can afford. Pay yourself first."

Simple. Difficult at first to implement. But the more it becomes a simple habit, the easier and more rewarding it gets. Go for it.

الكتاب: أغنى رجل في بابل
المؤلف: جورج كلاسون


________

كتاب قديم جداً تم تأليفه في عام 1926 ويتحدث عن القواعد المالية الأساسية للثراء و للتعامل مع المال بأسلوب قصصي.. ولم يتم ترجمته للعربية سوى في عام 2012
هناك قواعد جميلة قد يستفيد منها الانسان وخاصة الشباب في بداية حياتهم وبداية سنوات توظيفهم، تمحور الكتاب حول قواعد أساسية بسيطة وهي حصر الاستهلاك وادخار 10% من الدخل بشكلٍ منتظم ثم كيفية التعامل مع الأموال المدّخرة واستثمارها بذكاء.
رغم أن الدروس المدرجة جيدة وجاءت بأسلوب قصصي إلا أنني وقعت في فخ الملل أثناء القراءة ويبدو لي السبب هو الحشو الزائد والإطالة في موضوع ونقاط أُعيدت مراراً و تكراراً في صفحات الكتاب.
بالإضافة إلا أن قدم الكتاب لا يجعله مواكباً لزمننا في مواجهة غول النزعة الاستهلاكية ووحشية الهجوم الإعلاني و الإلكتروني ودموية البنوك وقروضها وأنواع التمويل بالفائدة المتوفرة ووفرة البطاقات الائتمانية ومتطلبات الحياة المتنوعة التي تختلف بشكل جذري عن بساطة الأيام البابلية ومحافظها الخاوية وعملاتها النحاسية و الفضية و البرونزية.
بشكل عام الكتاب يحرك فيك الرغبة في تنظيم خططك المالية ولكن بسبب قدمه فإن الاستفادة منه محدودة لحدٍ ما حيث أنه لا يضع حلولاً فعلية مقنعة تناسبنا وتناسب زماننا.

The central aim of the story is to save 10% of your saving for investments. Do not invest without prior knowledge, seek advice from those who are in those fields. This book does not just show the way to clear all your debts, but also how you manage your finances, so you don't need any further loans. George S. Clason mentioned the importance of gold and how a person can prosper, including a slave.

All we know is wealth that comes quickly goes the same way, so it is vital to make priorities. Being prosperous is a long-term process, one has to be patient and take the right decisions, grab the opportunities, whenever they appear.

The book is written in a simple style, but the content is repetitive, that's why so many people don't like it. Despite its flaw, The Richest Man in Babylon has some valuable lessons to offer. Don't forget the book is a classic written in 1926, so give it a try.

Read more here - Books Charming

I have always found books on personal finance exceptionally boring and have avoided reading them because of this.

This book however takes the form of stories from Babylonian citizens each touching on an aspect of personal finance (save 10% of your earnings, don’t rent but rather own property and invest your money wisely so it may grow etc etc)

None of this is new to me however sometimes you need a reminder to jolt you out of bad financial habits.
I can highly recommend this and will be buying it as a Christmas present for a few people this year.

Thanks for the recommendation Linda

ممل قوي ورغي السنين والتنين.. ماقدرتش اكمله

كتاب جيد للقراة غير انه كثيراً ما يعيد الفكرة ويطيل في الحوار لذلك قد تجده ممل ومكرر.

غير ان المبادئ التي به ممتازة للراغبين في السيطرة على أموالهم والثراء

المبادئ باختصار هي:

- إدخر من دخلك على الأقل 10% مهما كانت دخلك قليل.
- حتى تتمكن من الإدخار يتوجب عليك تدوين مصروفاتك والتخلي عن الاشياء التي لا تحتاج إليها.
- في الوقت المناسب استثمر ما ادخرته من دخلك واجعله يتضاعف
- إستثمر في الاماكن المامونه وحاول تجنب المخاطر وان حصل لاسمح الله وخسرت اموالك فهذه ليست نهاية العالم يمكن البدء من جديد.
- يجب عليك إمتلاك منزل لأسرتك والاستقرار فيه . فالاستقرار مهم لك ولاسرتك
- خطط لمرحلة الشيخوخة بحيث توفر المال الكافي او مصدر الدخل الكافي لتوفير لك الحياة المناسبة في تلك المرحلة
- تعلم، إقراء وتدرب لتنمية مواردك المالية
- لا يوجد شي اسمه الحظ السعيد بل يوجد اغتنام الفرص

هذا باختصار ما فهمته من الكتاب، اعطي الكتاب نجمتين فقط بسبب التكرار.

جميل ان يتعلم من يبدأ حياته هذه المبادئ ويطبقها وجميل ان نحرص على تعليمها لابنائنا.

Unele dorințe rămân doar dorințe, până găsești modalitatea de a le îndeplini. Des cea mai mare dorință a omului este de a se îmbogăți.
Însă dacă provii dintr-o familie săracă, medie sau lucrezi la stat, se consideră că ar fi imposibil să te îmbogățești. Sau că este posibil doar dacă furi sau obții prin noroc banii. De parcă nu mai există alte metode de a face bani.
Această carte te învață înțelepciunea financiară sub formă de pilde fictive actuale și astăzi încă de pe timpul Babilonului.
În carte se explică cum să muncești pentru realizarea dorinței, să devină ceva real și e scris într-o manieră hazlie. Cum să te transformi dintr-un consumator, într-un investitor (nu în sens direct).
Povestea Zeiței Norocului te învață că trebuie să fii mereu pregătit pentru oportunități, pentru că norocul răsplătește oamenii care acționează.
Mi-a plăcut foarte mult modalitatea autorului de a scăpa de datorii, o metodă ușor de aplicat.
" Dacă există hotărâre, soluţiile pot fi găsite."

إذا اردت أن تصبح غنيا فلا تترك محفظتك خالية أبدا. ادخر 10% من دخلك واستثمره في مشروع تفهمه تماما أو شارك من يفهم. لا تقرض أحدا إلا بضمان. أظن بأن هذا هو كل الكتاب!
من قراءة أول قصة ستفهم الرسالة

كتاب رائع .. أشكر أخي سالم النخيش الذي أرسله لي عن طريق صديقي المهندس / عبد العزيز المهيهي ..

أستطيع أن أقول أن الكتاب أراد ترسيخ مفهومين اثنين :
الأول : أن الادخار هو سبيل الاستقرار المالي ..
والثاني : أن العمل هو السبيل للثراء ولا شيء غيره ..

كثير من المرات سمعت من يقول .. لا ثراء إلا بورث او نصب واحتيال أو بيع منتجات محرمة .. والحق أن أولئك يتهمون جزافاً ثلاثة أرباع الأثرياء الموجودين في العالم .. كون الكثير منهم وصل للثراء بجد وعمل واجتهاد .. وليس بتجارة محرمة أو ورث ..

وغالب من يرث ورثاً وهو لا يعرف كيف يتصرف فيه .. يفقده بأسرع مما يتصور .. كون المال مثل أي كائن في الحياة .. إن لم تعرف طريقة للتعامل معه فستفقده بلا شك ..

نحن منذ الصغر .. يعلموننا كيف نجني المال .. لكنهم لم يعلمونا كيف نتصرف مع المال ..

أذكر كيوساكي كم مرة كرر هذه الحقيقة .. في كتاباته ..

سأعود مجدداً لأقرأ النموذج الرباعي للتدفقات المالية .. بمشيئة الله تعالى ..

أما كتاب أغنى رجل في بابل .. فإني أنصح به .. لطيف ورائع ويؤصل لأشياء جميلة في النفس ..



ولكم فائق تقديري واحترامي

محمد الصالح

This book was absolutely fantastic! It really opened my eyes to finances and has changed the way I view them. One of the biggest things this book teaches is that no matter what size your income is, 10% of it is yours to keep. Another is that debt is an enemy to conquer, not a necessary evil. One of the families in the story did this, and had to pay rent on top of it. We have long realized that renting and paying interest on a mortgage is about the same. Michael and I came up with a spending plan that allots 20% of our income to actually paying off our debt, and we will be completely debt free in 9 years, and in that time we will also have allotted 10% to savings. 10% of our income goes to tithing as well, so this gives us 60% of our income to live off of. But we took that figure and created a plan based on that amount. We're not going to starve on that figure.
This plan gives us less money for other things that we're used to buying, and starting out we realize that we're going to have to sacrifice to make this work, but we figure that now while our family is young is the best time to establish these habits. To be completely debt free with our home before we even have teenagers will be a powerful thing. We just need to focus on this master plan.
This book was highly motivating for me, and I recommend it to anyone who ever uses money.