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100 reviews
March 31,2025
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کتاب خیلی خیلی جالبی بود. کاملا به صورت آماری میاد سبک زندگی میلیونرهای آمریکا، سبک زندگی پدر مادرهاشون و سبک زندگی بچه هاشون رو بررسی میکنه. تفاوت ثروت و درامد رو به خوبی نشون میده و نشون میده که اکثر میلیونرهای آمریکا سبک زندگی شون طوریه که اصن نمیشه تشخیص داد میلیونر هستن. مثلا تعداد کمی شون هستن که تا حالا چند هزاردلار بابت یه کت یا ساعت پول دادن. خود میلیونرها رو به چند دسته تقسیم میکنه و تحلیل میکنه و خیلی تحلیل هاش جالبن. مثلا اینکه چرا مدت زمان حضور تو آمریکا با میلیونر شدن رابطه ی عکس داره به دلیل اینکه طرف بیشتر و بیشتر تو مصرف گرایی ترویج شده تو جامعه غرق شده.
ویژگی های بچه ها این ها رو هم بررسی میکنه، تاثیر هدایای نقدی روی بچه ها و اینکه اینگونه بچه ها معمولا میلیونر نمیشن
کلا خیلی کتاب باحالی بود و واقعا اینسایت های جالبی میداد با عدد و رقم. واقعا حال کردم
March 31,2025
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Đây là một quyển sách đặc biệt. Không phải đặc biệt ở nội dung mà đặc biệt ở cách mình đọc nó.
Mình đọc nó trong khoảng thời gian đi WC. Tính ra mỗi ngày mình phải đi WC đến chục lần. Sau khoảng 5 ngày đi wc như vậy mình đã đọc hết 1 quyển sách. Giờ mới nhận ra mình có quá nhiều thời gian rỗi, chỉ riêng thời gian đi ấy trong 5 ngày là đã nhét vừa 1 quyển sách.
Về nội dung quyển này không quá đặc biệt, thích hợp với người Mỹ hơn người Việt.
March 31,2025
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'The millionaire next door' by Thomas Stanley is a book that will open your eyes regarding how American millionaires really are. They are not your typical rich-looking person with a 5k-watch around his wrist, an expensive mansion and luxurious needs. This, for me was nothing new because I'm European and many Europeans do not enjoy displaying their high status in public. What was new was the type of planning the millionaires do. Their wives are strict with every penny they spend and write down all the expenses often. Their wives are frugal and do not want to spend more money that they need.
The husbands work hard and barely go to holidays to enjoy themselves. All they do is work, work, work.
These millionaires are always shopping for a bargain (even when they have to buy a high quality business suit). They never buy new cars because their value drops in time.
Most millionaires leave a high amount of their fortune to their families after they die and apparently, they work all their lives just to attain this goal.
These types of millionaires are considered to be PAWs, as in prodigious accumulators of wealth, meaning that, their net worth is higher than their annual income. The other category is UAWs, as in under accumulators or wealth who have luxurious needs that require a lot of money to be satisfied (expensive mansions, cars, taxes, club memberships, etc)
Their net worth is lower than their annual income. They probably don't invest and spend more than they earn, because of the their rich status they have to support.
OK, there are probably these types of people also but why does it have to be so black and white?
The author draws a huge gap between being smart and prodigious accumulator or wealth and being dumb and unaware of how your money is spent. I see these two types of people as the cheapskate millionaire who never enjoys his life and is making money for the sake of money (thus, a millionaire) and the irrational spender who enjoys his life too much without being aware of the negative effects of his spending habits.

Thus, I see this book as a biased research of millionaires in America. Sometimes it felt as if the author was desperate to convince us that all millionaires from all continents must be like this. That all millionaires are extremely frugal, cheap and live only to get more money. Their lives are not enjoyable and they're afraid to even buy a suit that's not on sale. They will refuse an expensive car gift because they wouldn't like to go fishing with it and throw the fish on the back seat. It didn't sound right for them.
I think the author didn't hear of enjoying the fruits of your own work or just giving things away for the sake of giving, even when you don't have so much money to give.
I wonder where all these millionaires' money go if they're not spent or given?
Save your time reading this book and instead, read Robert Kiyosaki's books. They're more positive, more encouraging and less repetitive.
March 31,2025
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Ok, for those that wish to live a simple lifestyle to accumulate wealth, this book is for you! It is FOR US as I am a Millionairess in the Making
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