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Without a library book on hand, I resorted to a book on my keepshelf - one of the Dick Francis books I inherited from my good neighbor Leya. It was a delight to re-enter the world of horse racing through the eyes of Tim Ekaterin, a young investment banker at a firm founded by his grandfather. When his boss has to take a medical leave, Tim is forced to make a decision about whether to extend a loan to a stud farmer who hopes to rebuild his farm by purchasing Sandcastle, who won outstandingly at Ascot last year. Tim tours the farm, as well as others related to the industry, and obtains a quick education from a stud broker about the finances involved (and so do we, "looking over his shoulder", as it were.) The danger occurs when the foals born to mares bred to Sandcastle are born with debilitating defects, which will lower the stud's value and ruin the farmer. Who stands to benefit from this disaster? Who else will die before Tim can figure it out? As always, Francis delivers.