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I was hoping for a good book to help me with educating my teenage son about money. Half the book explains why our children expect so much to be given to them, without having to work for any of it. This half was interesting, but not entirely useful. The other half was about reviewing our own financial issues, how to improve, and how to transfer good habits to our children. I think I would have rated this higher had I read this when my son was younger. Although the book was still interesting and somewhat helpful, it is most ideal if you have young kids and can start them with good financial habits right away.