This is the type of book you can read again and again. I had difficulty identifying my money scripts the first time through, but it gets easier with time.
I really enjoyed this book as it interestingly married two loves of mine: financial therapy and Dickens. I think the only thing that led me to not give it a 5 was the lack of money scripts given (I think some readers would struggle with know theirs without a list to work from) as well as its dearth of actual quotes from 'A Christmas Carol'. This book uses the example of Ebenezer Scrooge to really drive home the concept of how one's beliefs (or scripts) about money can dictate their entire existence. I appreciated that this was written by authors with both financial and counseling backgrounds. It's incredibly easy to read, but gives lots of food for thought. It definitely made me look forward to reading the novel this book uses so well in the holiday season as well.
The title was very mileading for me. I thought this book would actually have clear, concise principals for investing/saving/getting the most out of your money; rather, it was a self-help type book for helping you determine what money "script" you subscribe to and why it's wrong. I wish they had actually included more of Dicken's words and descriptions of Ebenezer Scrooge. It was a disappointment.
Loved the creative approach and insights in this book, and even more the practical application. It helped me clarify my perceptions and shift some subconscious blocks.
Klontz has insights for the haves as well as the have nots. Obviously, Scrooge had plenty of money, but his ingrained perceptions ruined the quality of his life until the ghosts arrived and shared their ghoulish guidance. And there were options for Cratchit that could have greatly improved his situation long before Scrooge's transformation.
The book"s strength is the gift of awareness of our own money scrips as we examine the past, present and future. After identifying our own perceptions, there are suggestions for re-scripting, motivation, and transformative actions.
The advice in here was pretty basic, and this isn't my first rodeo with the idea of limiting beliefs around money. But one insight I found useful was the idea that Scrooge and Bob Cratchit were both screwed up in their approaches to money. Scrooge scrimped and saved so much, he lived like a poor person, even though that was his biggest fear. And Cratchit overspent like a maniac on the Christmas feast instead of buying Tiny Tim some medicine, and he undervalued himself enough to stay working for Scrooge.
There are lots of exercises in this book, and I'm sure it would have been valuable to do them, but I didn't.
Ugh, I hated this book. It's condescending. The exercises are helpful, but made me paint myself in a harsher light than needed. My therapist had to work to show me that the version of myself this book brought out is an old version (Kim 1.0). The current version of me (Kim 2.0) figured most of this shit out a long time ago and is mostly okay in regards to money. This book made me feel like I'm a lot more effed up than I am. If this book gets recommended to you, read it, and do the exercises, but check any revelations you have about yourself with your therapist.
Recommended by a friend who is the proverbial "good with money". I was dragged along longer than ideal on multiple stories/narratives/examples, but overall quite helpful.