This book was absolutely fantastic! It really opened my eyes to finances and has changed the way I view them. One of the biggest things this book teaches is that no matter what size your income is, 10% of it is yours to keep. Another is that debt is an enemy to conquer, not a necessary evil. One of the families in the story did this, and had to pay rent on top of it. We have long realized that renting and paying interest on a mortgage is about the same. Michael and I came up with a spending plan that allots 20% of our income to actually paying off our debt, and we will be completely debt free in 9 years, and in that time we will also have allotted 10% to savings. 10% of our income goes to tithing as well, so this gives us 60% of our income to live off of. But we took that figure and created a plan based on that amount. We're not going to starve on that figure.
This plan gives us less money for other things that we're used to buying, and starting out we realize that we're going to have to sacrifice to make this work, but we figure that now while our family is young is the best time to establish these habits. To be completely debt free with our home before we even have teenagers will be a powerful thing. We just need to focus on this master plan.
This book was highly motivating for me, and I recommend it to anyone who ever uses money.

This book was really good! Loved some of the short stories in it. I hope I can follow whatever mentioned in this book, not just for a week, but a lot longer xD!!!

A great, brief book on how to manage personal finances and lead a financially stable life. The story of Babylonians and how they managed to master their financial skills make this book relevant to today's world. The recommendations are given in such a way that anyone from any financial background can apply them easily. Useful book! I wish I had read it when I was younger.

في جو قصصي بسيط، يقدم لنا الكاتب مجموعة من النصائح المالية على لسان بعض الشخصيات الغنية في مدينة بابل، والتي حازت الثروة بعد طول عناء، بهدف الوصول إلى اسرار الثراء
بشكل عام يمكن تلخيص تلك النصائح فيما يلي:
1- مهما كانت مصاريفك، احتفظ ب 10% من دخلك للاستثمار، وحاول أن تقلل من تلك لمصاريف الفرعية التي تستنفذ الأموال بلا فائدة
2- دع نقودك تعمل عنك "عبيدك الذهبيين" .. استثمر نقودك كي تأتي بالمزيد
3- لا تلجأ إلا لأهل التخصص والثقة
4- لا تقرض مالك إلا بدون ضمان .. الدين قد يفسد أواصر القربي والصداقة
5- استثمر كل فرصة .. اصنع حظك بنفسك فالفرص الكبيرة لا تأتي كثيرا
كتاب يستحق القراءة على أي حال لكني لا تتوقع منه الكثير

This is an excellent read. I see why this book is a classic. While purchasing this book, the cashier shared that this book is a top one for financial gurus.

It is an easy read, informational, and appealing. I like history and learning in general, so this literature caressed my interests. The content of this book is delivered through dialogue between characters and parables. Many life lessons concerning money management and philosophies concerning wealth, its apprehension, and attitudes towards it is addressed. This book itself is plentious of rich nuggets.

I did not waste my time flipping its pages. Truly, I was enriched.

كتاب جيد للقراة غير انه كثيراً ما يعيد الفكرة ويطيل في الحوار لذلك قد تجده ممل ومكرر.

غير ان المبادئ التي به ممتازة للراغبين في السيطرة على أموالهم والثراء

المبادئ باختصار هي:

- إدخر من دخلك على الأقل 10% مهما كانت دخلك قليل.
- حتى تتمكن من الإدخار يتوجب عليك تدوين مصروفاتك والتخلي عن الاشياء التي لا تحتاج إليها.
- في الوقت المناسب استثمر ما ادخرته من دخلك واجعله يتضاعف
- إستثمر في الاماكن المامونه وحاول تجنب المخاطر وان حصل لاسمح الله وخسرت اموالك فهذه ليست نهاية العالم يمكن البدء من جديد.
- يجب عليك إمتلاك منزل لأسرتك والاستقرار فيه . فالاستقرار مهم لك ولاسرتك
- خطط لمرحلة الشيخوخة بحيث توفر المال الكافي او مصدر الدخل الكافي لتوفير لك الحياة المناسبة في تلك المرحلة
- تعلم، إقراء وتدرب لتنمية مواردك المالية
- لا يوجد شي اسمه الحظ السعيد بل يوجد اغتنام الفرص

هذا باختصار ما فهمته من الكتاب، اعطي الكتاب نجمتين فقط بسبب التكرار.

جميل ان يتعلم من يبدأ حياته هذه المبادئ ويطبقها وجميل ان نحرص على تعليمها لابنائنا.

قراءة ثانية مركّزة

ربيع الأول - 1446

------

الكتاب جيد ومفيد حقا..
له مراجعة صوتية قادمة إن شاء الله..

شوال - 1438

An interesting book, of which the most important theme tackles proper financial thinking and the ways to acquire wealth, which are important subjects for everyone, although the way it gives its content is the best asset of the book, making stories from old Babylonia, supposedly through texts which are retrieved from the ruins of the ancient city, all the content is arranged in a neat and orderly way.

#2019ReadingChallenge
#7.5diem4sao

Anh cả của những cuốn sách dạy làm giàu hiện nay.
https://thuvienthaodien.wordpress.com...

Cuốn sách được ra đời khá sớm, từ đầu những năm 1900, thời mà những bí kíp làm giàu chỉ được truyền tai nhau giữa những người giàu, thời mà những kinh nghiệm hữu ích về tài chính được giữ kín cho nhau. Và cuốn sách đã mang một phần bí mật ấy ra cho công chúng Mỹ, và gây được một làn sóng mạnh mẽ về nghệ thuật làm giàu.

Quay trở lại hoàn cảnh hiện tại, khi những bí kíp làm giàu nhan nhản mọi nơi. Chỉ cần gõ từ khóa 'làm giàu' trên google, sẽ xuất hiện vô số kết quả, với những tiêu đề chẳng thể nào kêu hơn. Để rồi đi kèm là những quảng cáo về khóa học làm giàu, hay một mô hình đa cấp biến tướng ẩn nấp. Cho nên, nếu hiện tại bạn đọc cuốn sách này, sẽ chả thấy điều gì mới mẻ đâu, toàn những điều mà đến ngay cả ông hàng xóm khó ưu của bạn cũng có thể nói lưu loát.

Điều mình thích cuốn sách này, là tác giả đã mang thời đại Babylon huy hoàng đã tàn lụi trở lại. Ông đã lồng ghép những bí kíp của mình vào những câu chuyện làm giàu vào cái thời xa xưa ấy. Khá là dễ hiểu và dễ hình dung với những đứa khá là cục súc với thể loại sách làm giàu và self help như mình.

Mình từng được một anh tiền bối mình rất quý ở trường giới thiệu khi mới vào đại học. Nhưng hồi ấy mình chả đam mê gì với tài chính lắm, nghe cái tên cũng kêu kêu, mà mình thì lại hổng tin tưởng với các tựa càng kêu. Giờ mới có cơ hội để đọc, mới thấu hiểu tại sao anh lại giới thiệu cuốn này cho mình.

Xem thêm những bài viết khác tại Thư viện Thảo Điền
https://thuvienthaodien.wordpress.com/
-----------
Người Giàu Có Nhất Thành Babylon
Tác giả: George S. Clason
Thủ Đức, 25/04/2019

OK, I didn't even finish the book because I've heard it all before. Besides, here it's told in a story which is nice if you need to know about how to acquire money, keep it, and make your money earn more money, especially if this is your first book on the topic, find the topic boring, and need a story to entertain to get it across. This is just one of thousands of books that speaks on this material. I found it rather repetitive and corny in its story form. Other books you might be interested in that are more fact based and driven are Secrets to Creating Wealth: Learn How to Create Outrageous Wealth with Only Two Pennies to Rub Together; Think and Grow Rich; The Science of Getting Rich, How to Get What You Want; Secrets of the Millionaire Mind; on and on.

Like I said, there have been thousands of books written on the topic. Why this one is so popular, not sure. It has been around a long time, first published in 1926 and re-printed a dozen times; it's a very short, easy read, and, like I said, it's in story form. So maybe all that adds to it, but I'd rather just have the facts. I don't need story. When things are written like this and I'm looking for information, I have a tendency to skip around a lot. Or, like in this case, just drop it after a few dozen pages because I've heard this stuff many times before.

If you don't know much about the topic, I say give it a read through. But be warned, it is not the end all and cure all on such a complex topic. To understand any topic of complexity you have to read many books, for there is author bias, blind spots (few of us know it all), and complexity. Few books can cover all angles well. But to give you an idea about what this book covers, here it is:
t
1) Start thy purse to fattening - save/invest
2) Control thy expenditures - watch out for self serving brokers
3) Make thy gold mutiply - use powerful investments
4) Guard thy treasures from loss - watch out for brokers with
their hot tips.
5) Make of thy dwelling a profitable investment - rental properties, your own home---but stay within your means.
6) Insure a future income - do work that you love to do. Become excellent at it.
7) Increase thy ability to earn - education never stops. Keep reading good books like this one, The Millionaire Next Door, Rich Dad Poor Dad and so on.

But anyone who has made money will tell you, there's much more to it than just what is stated here. Also much depends on the individual: talents, gifts, upbringing, mental maturity and stability, focus, ability to deal with and prosper from failure, motivation, on and on. Many have read books, gone to seminars, listened to CDs, watched DVDs, got it all, got it all down pat but never do anything with it. If it was that easy to make money and get rich, most would be doing it. There is a LOT that is not covered here. Another point to consider that there are as many ways to gain riches as there are people to gain them. YOU have your road map to riches and wealth within you; it is a very individual based path. But when all is said and done, if you just focus on money, you've missed the point all together. Peace!

‏⁧‫ ( أغنى رجل في بابل ) لـ جورج كلاسون


كتاب ليس لكل أحد … فقط للمهتمين بتكوين ثروة
يخبرك من أين تبدأ بإسلوب قصصي ممتع مع ( اركاد ) ونصائحه وهو المشار إليه بأغنى رجل هنا

لهذا الكتاب قيمة كبيرة لدي كونه تطرق لحالات تجارية مرت بي في مجال تخصص ( ادارة الأعمال ) وعشت التجربة بكل نتائجها
وقعت ما بين خداع وسرقة
فشل لإنعدام الخبرة
خسارة تتحملها بمفردك
المؤلف هنا تحدث وكأنه خاض التجارب معك وتعرف على نتائجها مسبقاً

يبدأ الكتاب بتساؤل أصدقاء أركاد عن سبب تفوقه عليهم في جني ثروة عظيمة بينما لازالوا يقفون في ذات الموقع منذ سنوات بالرغم من إمتلاكهم إمكانيات توازي إمكانياته في المهارة
وهنا قرروا اللجوء لصديقهم الثري ليرشدهم كيف ومن أين تكون البداية

ولا يبخل عليهم أركاد بإسداء النصائح مع الإستدلال بحادثة وقصة حدثت معه بإسلوب ممتع ومنطقي

كتاب يعرض طرقاً علاجية للتغلب على خلو المحافظ من المال

وهو دليل لفهم الأمور المالية

كيف تكسب المال
ومن ثم تحافظ عليه
واخير كيف تنميه وتجعله يجني أضعافه

This book teaches timeless financial wisdom in the form of fictitious parables set in ancient Babylon. I found the stories entertaining and the financial lessons as valid today as they were in Babylon millennia ago.

There’s nothing groundbreaking here, but that doesn’t lessen the value of the simple financial basics: pay yourself first (at least 10%), live on less than you earn, get advice from financially competent people, and put your money to work through cautious investing.

The book recommends enjoying life, and not working so hard to amass wealth that you become miserly. It says that to succeed, you must have strong, definite desires and ambitions, not vague dreams. The story of the goddess of good luck teaches that you must always be prepared for opportunity, because luck rewards men of action.

I first heard about this book on the Open for Business podcast. When an investment manager recommended it too, I decided to read it. I'm glad I did!

My favorite chapter was Seven Cures for a Lean Purse. Here are the lessons:

• Start thy purse to fattening: save 10% of all you earn
• Control thy expenditures: budget 90% of earnings to cover necessities and luxuries
• Make thy gold multiply: put money to work by investing
• Guard thy treasure from loss: seek financial advice and make wise investments
• Make of thy dwelling a profitable investment: own your home to decrease living costs and increase enjoyment (compared to renting)
• Ensure a future income: plan for the future financial well-being of yourself and family
• Increase thy ability to earn: increase your skills through study and practice